The maximum monthly Social Security disability benefit for 2017 is $2,687. However, most will not receive this maximum payout amount. To ensure you get the full amount of money you deserve each month, it is important to present a complete picture of your financial and medical situation when you apply for disability benefits.
To ensure you prepare your disability benefits application correctly and get the benefits you deserve, run your case by a Social Security disability lawyer at the Disability Advantage Group. Call us today at 865-566-0800 to set up a time to discuss your situation and get the answers you are looking for.
What is the average monthly Social Security disability benefit?
While the maximum is $2,687 per month, it is not a good idea to count on getting this much once the Social Security Administration (SSA) approves your application. In fact, the average disability check pays only $1,171 each month.
What determines how much my Social Security disability benefits pay?
It is difficult to qualify for the maximum Social Security disability benefit, and if your work history and previous pay grade do not qualify you, there is little you can do during the SSD application process to reach this goal.
Your previous earning record plays the most important part of the SSA’s complex formula for calculating benefits.
This can seem problematic if you have been out of work for some time or had to cut down on your hours because of your disability. The SSA understands that your disability likely decreased or eliminated your earnings over the past few years. To remedy this, the SSA does not consider the years of low earnings caused by your disability. This “disability freeze” allows you to recover the maximum benefit possible for your situation.
How can I find out how much my Social Security disability check will be?
There are several ways to learn more about how much you will receive if you qualify for Social Security disability payments. The two easiest ways are to visit the SSA’s website and create an account, or call the customer service line at 1-800-772-1213. There are also several calculators on the website that can give you a general idea without creating an account.
You can also request a copy of your earnings statement by visiting your nearest Social Security office. This document will show you how much you might draw in Social Security retirement, in addition to your potential Social Security disability benefit amount.
You can also give us a call and we can schedule a time to discuss your claim. We can help you determine how much you may qualify for. We can also take a look at your medical records and make sure you have all of the documentation necessary to prove your disability and get the maximum benefits you deserve.
Is there any way I can increase my Social Security disability benefit amount?
In most cases, the only time you can increase your Social Security disability benefit amount is if your condition worsens. For this reason, you must keep an eye on your condition and watch carefully for any worsening symptoms.
How can I maximize my benefit?
While many applicants will not reach the top payout of $2,687, you can maximize the total benefits for your situation. The key to receiving a letter of approval and the benefit amount you need is providing the proper documentation of your work history and disability. Are there any concerns? Make sure you address those before applying.
You also need to keep an eye on your income. The SSA sets an earnings limit each year, telling you how much you can earn through working while drawing benefits. If you draw over this limit, you will lose your benefits. For this reason, it is important to pay attention to these limits to ensure you continue to draw your maximum benefit.
Note: While your earnings matter to the SSA, your spouse’s do not. This means that you can benefit off your spouse’s income and still recover your maximum benefit.
Get help from the Disability Advantage Group.
If you have received a letter of denial or do not understand why you are not receiving a larger check each month, give us a call. We can help you gather the evidence to prove your claim and maximize your benefits, or fight a denial of benefits. Call 865-566-0800 today to schedule a time to meet with one of our Social Security disability lawyers.