The Social Security application process is understandable

Although it can be true that applying for Social Security disability benefits can sometimes take time and sometimes be complex, being well prepared and informed can help. It can be important to first consider if the medical condition that has led to the disability is expected to last longer than a year or result in death which is a requirement for a medical condition to qualify an applicant for Social Security disability benefits. Those working or working part time will not qualify for benefits.

Age, skill set and work history are factors that may also be considered when determining if an applicant qualifies for benefits. Applicants will need to include personal, financial and medical information on the application for benefits. The process may take several months unless the medical condition falls within the category of “compassionate allowance” which allows the process to progress in a matter of weeks. At the end of either time period, the applicant will receive either notice of an award of Social Security benefits or notice that the applicant has been denied SSD benefits.

If the applicant is denied, an appeal is possible. While half of appeals are approved, it can take up to a year to process the appeal. A representative hired by the applicant may also help with the process. Although the process to apply for Social Security disability benefits can seem complicated, the medical requirements and other requirements are somewhat straightforward. Thoroughly understanding these requirements, and how to meet them, may be able to help minimize the frustration associated with the process and achieve a successful resolution.

Those facing an inability to work, or denied Social Security, may experience a variety of complex emotions and frustrations. It may be possible to overcome those challenges with knowledge of the Social Security disability process and how to claim much-needed benefits.

Source: The Huffington Post, “How to Get Social Security Benefits When You’re Disabled,” Jim T. Miller, Aug. 28, 2014